The Prophet (may Allah's peace and blessings be upon him) sought refuge from several things, which are: First: (O Allah, I seek refuge), shelter, and protection (with You) not with anyone else (from the dominance of debt), its subjugation, grief, and distress, and I ask You for support to repay and settle it. Second: (The dominance of the enemy), his subjugation and overpowering, and I ask You to ward off his harm and grant me victory over him. Third: (And the gloat of the enemies) and their rejoicing at what befalls Muslims of misfortunes and calamities.
- Encouraging the act of seeking refuge with Allah from everything that distracts one from obeying Him and causes concerns like debts and others.
- There is nothing wrong with debts in general; however, the case is different for those who tend not to repay debts, which is the dominant debt.
- Man has to avoid things that bring him gloat and criticism.
- Pointing out the disbelievers' hostility towards the believers and how they rejoice at their misfortunes.
- The enemies' expression of their delight at one's misfortune is harder for him than the misfortune itself.
سنن النسائي (8/ 265) (5475). مسند أحمد (11/ 189) (6618). توضيح الأحكام من بلوغ المرام، لعبد الله البسام (7/ 569). منحة العلام في شرح بلوغ المرام، لعبد الله الفوزان (10/ 450). فتح ذي الجلال والإكرام، لابن عثيمين (6/ 497).